Chapter 7 bankruptcy
For eligible individuals, Chapter 7 can discharge certain debts without a repayment plan. Nonexempt property may be sold by a trustee, and not all debts can be discharged.
ATTORNEYS & COUNSELORS AT LAWWhen bills and financial worries become difficult to manage, a conversation can help you see the next step. We offer personalized guidance on Chapter 7 and Chapter 13 bankruptcy, starting with a free initial consultation.
You do not need to know which chapter fits your situation before contacting us. Tell us what is happening, what concerns you most, and what you want to understand.
We can review your financial circumstances, explain the available bankruptcy options, and discuss the considerations that matter for your decision. Eligibility and results depend on your individual situation.
For eligible individuals, Chapter 7 can discharge certain debts without a repayment plan. Nonexempt property may be sold by a trustee, and not all debts can be discharged.
For eligible individuals with regular income, Chapter 13 provides a court-supervised plan to repay all or part of their debts, usually over three to five years.
Tell us about your home, vehicle, income, and the obligations that worry you most. We can review the details and discuss how they affect your options.
If you hire the firm, we help you prepare the required information and understand the steps involved in your case, within the agreed scope of our representation.
You do not have to choose before reaching out. Start with a free consultation about your circumstances and the questions you need answered.
Share your concerns in a free initial consultation. Let us know about any lawsuits, collection notices, or upcoming dates.
Gather information about your income, expenses, debts, property, recent financial activity, and any prior bankruptcy cases.
Discuss eligibility, possible consequences, scope, and fees before deciding whether to proceed with legal representation.
Filing generally triggers an automatic stay that pauses many collection actions. Exceptions and limits apply, including in some repeat filings. We can review what protection may apply to your circumstances.
That depends on the chapter, available exemptions, equity, loans, and other facts. We can review your situation before you decide to file; keeping particular property cannot be guaranteed.
No. Some debts are not dischargeable. We can discuss the types of debt you have and what relief may be available.
We review your financial circumstances and goals to discuss eligibility and the practical differences between Chapter 7 and Chapter 13.
Yes. Your initial consultation is free. Legal fees, court costs, and other requirements for further work can be discussed before you decide to proceed.

Maylene Abad and our team represent clients in Chapter 7 and Chapter 13 bankruptcy matters, with personalized service in English and Spanish. Bring your questions to a free initial consultation.
Schedule a Free Consultation ↗We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Choose a consultation by phone, video, or an in-person meeting. Let us know your preferred format when arranging your appointment.
Speak with us from wherever is convenient for you.
Meet with us remotely through a video call.
Meet with us at our office in Hollywood, Florida.
Share your concerns, ask questions, and discuss possible next steps. Have any relevant documents you already have available. Your initial consultation is free; any further legal work is subject to an agreed scope and fees.
Tell us about your financial concerns and what you want to understand.